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Florida Debt Collector bond

Florida Debt Collector (Collection Agency)

Florida requires a $50,000 debt collector bond.

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Direct answer

Do I need a debt collector bond in Florida?

Florida requires a $50,000 debt collector bond. Licensed commercial collection agencies in every state that conditions the agency license on a posted surety bond. Florida Office of Financial Regulation oversees debt collection requirements in Florida, including the bond filing. The bond renews annually alongside the underlying license.

Florida Debt Collector bond, answered

How much is a debt collector bond in Florida?
Florida requires a $50,000 debt collector bond.
Who needs a Florida debt collector bond?
Licensed commercial collection agencies in every state that conditions the agency license on a posted surety bond.
Who regulates debt collector bonds in Florida?
Florida Office of Financial Regulation oversees debt collection requirements in Florida, including the bond filing.
How do renewals work?
Renews annually alongside the underlying license.
How do I get bonded?
Send state and license details Receive a per-state quote within one business day Bond signed and filed with the regulator

What you will need

  • State of license and license number
  • Two years of business financials
  • Owner credit authorization

How to get bonded

  1. Send state and license details
  2. Receive a per-state quote within one business day
  3. Bond signed and filed with the regulator

Regulator: Florida Office of Financial Regulation

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Debt Collector bond requirements by state