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Texas Mortgage Banker bond

Texas Mortgage Banker

Texas requires a $50,000 mortgage banker bond.

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Direct answer

Do I need a mortgage banker bond in Texas?

Texas requires a $50,000 mortgage banker bond. Licensed mortgage bankers in every state that participates in NMLS ESB (most do). Required at initial licensing and at every annual renewal. Texas SML (Savings and Mortgage Lending) oversees mortgage requirements in Texas, including the bond filing.

Texas Mortgage Banker bond, answered

How much is a mortgage banker bond in Texas?
Texas requires a $50,000 mortgage banker bond.
Who needs a Texas mortgage banker bond?
Licensed mortgage bankers in every state that participates in NMLS ESB (most do). Required at initial licensing and at every annual renewal.
Who regulates mortgage banker bonds in Texas?
Texas SML (Savings and Mortgage Lending) oversees mortgage requirements in Texas, including the bond filing.
How do renewals work?
Renews annually alongside the underlying license.
How do I get bonded?
Provide NMLS ID and target state list Receive a per-state quote within one business day Bond signed in NMLS by surety; you file electronically at renewal

What you will need

  • NMLS Unique Identifier for the company
  • State of licensure and current origination volume
  • Company financials, owner personal credit

How to get bonded

  1. Provide NMLS ID and target state list
  2. Receive a per-state quote within one business day
  3. Bond signed in NMLS by surety; you file electronically at renewal

Regulator: Texas SML (Savings and Mortgage Lending)

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Mortgage Banker bond requirements by state