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Michigan Mortgage Loan Originator bond

Michigan Mortgage Loan Originator

Michigan requires a $10,000 mortgage loan originator bond.

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Direct answer

Do I need a mortgage loan originator bond in Michigan?

Michigan requires a $10,000 mortgage loan originator bond. Independent MLOs not covered by a sponsoring company's bond. Required in a subset of states; check state-by-state requirements before filing. Michigan DIFS oversees mortgage requirements in Michigan, including the bond filing. The bond renews annually alongside the underlying license.

Michigan Mortgage Loan Originator bond, answered

How much is a mortgage loan originator bond in Michigan?
Michigan requires a $10,000 mortgage loan originator bond.
Who needs a Michigan mortgage loan originator bond?
Independent MLOs not covered by a sponsoring company's bond. Required in a subset of states; check state-by-state requirements before filing.
Who regulates mortgage loan originator bonds in Michigan?
Michigan DIFS oversees mortgage requirements in Michigan, including the bond filing.
How do renewals work?
Renews annually alongside the underlying license.
How do I get bonded?
Submit MLO NMLS ID and state Receive an instant quote in most states ESB signed in NMLS by the surety

What you will need

  • MLO NMLS Unique Identifier
  • State of license
  • Personal credit authorization

How to get bonded

  1. Submit MLO NMLS ID and state
  2. Receive an instant quote in most states
  3. ESB signed in NMLS by the surety

Regulator: Michigan DIFS

Quote your Michigan Mortgage Loan Originator bond

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Mortgage Loan Originator bond requirements by state