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# Attorneys & Law Firms

Programs built around lawyer professional liability and the operational risks specific to legal practice.

Law firms run on advice, deadlines, and client trust accounts. The policies that protect them have to match: lawyer professional liability with prior-acts, cyber for client confidentiality, crime for trust-account exposure, and employment practices liability for the firm's own employees.

We place LPL on a claims-made basis with prior-acts coverage that follows the lawyer, not the matter, so a move between firms does not leave the back catalog uncovered. The cyber line gets the additional sublimits that matter for legal work (social-engineering, funds-transfer fraud, breach coach hours). And we pair it with a crime policy that explicitly endorses trust funds the firm holds for clients.

## Sub-industries

- **Lawyer Professional Liability (LPL)**, Malpractice coverage with prior-acts that follows the lawyer.
- **Cyber Liability**, Client confidentiality and funds-transfer fraud sublimits.
- **Employee Dishonesty & Crime**, Trust-account exposure for client funds held by the firm.
- **Employment Practices (EPL)**, Coverage for firm employees as headcount grows.
