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# Technology & SaaS

Tech E&O bundled with cyber for software companies, platforms, and managed-service providers.

Technology businesses face two compounding exposures: the software they ship and the data they hold. We bundle technology errors and omissions with cyber so a single event does not fall through the cracks between policies.

For venture-backed and growth-stage operators, we layer in directors and officers so the people on the board are willing to be on the board, plus employment practices once headcount passes the threshold where carriers start to require it. The two policies share a renewal date so there is one window of attention each year, not three.

## Sub-industries

- **Tech E&O**, E&O purpose-built for software defects and service-level failures.
- **Cyber Liability**, Breach response and business interruption from a cyber event.
- **Directors & Officers (D&O)**, Funded startups and growth-stage boards.
- **Data Liability**, Third-party data-handling exposure beyond a breach.
