Bond cost index
Motor Vehicle Dealer Bond Cost
Motor vehicle dealer bonds, also called auto dealer bonds, guarantee that a licensed dealer will follow state motor vehicle law and deal honestly with buyers, lenders, and the motor vehicle department.
How much does a motor vehicle dealer bond cost?
Bond amount is set by each state's motor vehicle department, commonly 10,000 to 100,000 dollars. Premium runs 1 to 3 percent of the bond amount for well-qualified dealers. Term is usually one to two years. Premium for a motor vehicle dealer runs about 1% to 15% of the bond amount per year, set by underwriting based on credit and financials.
Data as of 2026-06-17. Methodology v1.
Bond amount is set by each state's motor vehicle department, commonly 10,000 to 100,000 dollars. Premium runs 1 to 3 percent of the bond amount for well-qualified dealers. Term is usually one to two years.
The bond amount for this bond is set by the obligee on a case-by-case basis rather than by a statewide statute, so there is no per-state table. These are estimated ranges, not quotes. Final premium is set by underwriting and depends on the bond amount, your credit and financials, the bond class, and the obligee. A firm number takes a short application.