Bond cost index
Debt Settlement Bond Cost
A debt settlement bond is the surety bond states require of debt settlement and debt management companies. It guarantees the company will follow state debt adjusting law and handle consumer money honestly, and it returns prepaid fees to consumers if the company fails to perform.
How much does a debt settlement bond cost?
Bond amount set by state, commonly 10,000 to 50,000 dollars, and some states scale it to the volume of consumer funds under management. Premium 1 to 3 percent of bond amount for well-qualified companies. Premium for a debt settlement runs about 1% to 15% of the bond amount per year, set by underwriting based on credit and financials.
Data as of 2026-06-17. Methodology v1.
Bond amount set by state, commonly 10,000 to 50,000 dollars, and some states scale it to the volume of consumer funds under management. Premium 1 to 3 percent of bond amount for well-qualified companies.
The bond amount for this bond is set by the obligee on a case-by-case basis rather than by a statewide statute, so there is no per-state table. These are estimated ranges, not quotes. Final premium is set by underwriting and depends on the bond amount, your credit and financials, the bond class, and the obligee. A firm number takes a short application.