Bond cost index
ERISA Bond Cost
ERISA fidelity bonds protect employee benefit plans against losses from fraud or dishonesty by anyone who handles plan funds or property.
How much does a erisa bond cost?
Bond amount must be at least 10 percent of plan assets handled, with a 1,000 dollar floor and a 500,000 dollar cap (1,000,000 dollars for plans holding employer securities). Premium for a erisa runs about 1% to 15% of the bond amount per year, set by underwriting based on credit and financials.
Data as of 2026-06-17. Methodology v1.
Bond amount must be at least 10 percent of plan assets handled, with a 1,000 dollar floor and a 500,000 dollar cap (1,000,000 dollars for plans holding employer securities).
The bond amount for this bond is set by the obligee on a case-by-case basis rather than by a statewide statute, so there is no per-state table. These are estimated ranges, not quotes. Final premium is set by underwriting and depends on the bond amount, your credit and financials, the bond class, and the obligee. A firm number takes a short application.