Bond cost index
Supervised Lender Bond Cost
Supervised lender bonds are the surety bonds required in states that license higher-rate consumer lending under a supervised loan or supervised lender statute. The bond guarantees the lender follows that state's supervised lending law.
How much does a supervised lender bond cost?
Bond amount is set by each state's regulator. Premium runs 1 to 3 percent of the bond amount for well-qualified lenders. Term is usually one to three years. Premium for a supervised lender runs about 1% to 15% of the bond amount per year, set by underwriting based on credit and financials.
Data as of 2026-06-17. Methodology v1.
Bond amount is set by each state's regulator. Premium runs 1 to 3 percent of the bond amount for well-qualified lenders. Term is usually one to three years.
The bond amount for this bond is set by the obligee on a case-by-case basis rather than by a statewide statute, so there is no per-state table. These are estimated ranges, not quotes. Final premium is set by underwriting and depends on the bond amount, your credit and financials, the bond class, and the obligee. A firm number takes a short application.