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California Mortgage Lender bond

California Mortgage Lender

California requires a $50,000 mortgage lender bond.

Quote my California bond Or call 770-587-4595

Direct answer

Do I need a mortgage lender bond in California?

California requires a $50,000 mortgage lender bond. State-licensed mortgage lenders. Bond amount and renewal cadence are set by each state's regulator and filed via NMLS. California DFPI oversees mortgage requirements in California, including the bond filing. The bond renews annually alongside the underlying license.

California Mortgage Lender bond, answered

How much is a mortgage lender bond in California?
California requires a $50,000 mortgage lender bond.
Who needs a California mortgage lender bond?
State-licensed mortgage lenders. Bond amount and renewal cadence are set by each state's regulator and filed via NMLS.
Who regulates mortgage lender bonds in California?
California DFPI oversees mortgage requirements in California, including the bond filing.
How do renewals work?
Renews annually alongside the underlying license.
How do I get bonded?
Submit NMLS ID and target state list Carrier returns a per-state quote with surge brackets ESB signed in NMLS by the surety

What you will need

  • NMLS Unique Identifier
  • Last 12 months of state-by-state funded loan volume
  • Company financials and owner credit

How to get bonded

  1. Submit NMLS ID and target state list
  2. Carrier returns a per-state quote with surge brackets
  3. ESB signed in NMLS by the surety

Regulator: California DFPI

Quote your California Mortgage Lender bond

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Read the California regulatory summary → Mortgage Lender bond in another state

Mortgage Lender bond requirements by state