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Michigan Mortgage Lender bond

Michigan Mortgage Lender

Michigan requires a $10,000 mortgage lender bond.

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Direct answer

Do I need a mortgage lender bond in Michigan?

Michigan requires a $10,000 mortgage lender bond. State-licensed mortgage lenders. Bond amount and renewal cadence are set by each state's regulator and filed via NMLS. Michigan DIFS oversees mortgage requirements in Michigan, including the bond filing. The bond renews annually alongside the underlying license.

Michigan Mortgage Lender bond, answered

How much is a mortgage lender bond in Michigan?
Michigan requires a $10,000 mortgage lender bond.
Who needs a Michigan mortgage lender bond?
State-licensed mortgage lenders. Bond amount and renewal cadence are set by each state's regulator and filed via NMLS.
Who regulates mortgage lender bonds in Michigan?
Michigan DIFS oversees mortgage requirements in Michigan, including the bond filing.
How do renewals work?
Renews annually alongside the underlying license.
How do I get bonded?
Submit NMLS ID and target state list Carrier returns a per-state quote with surge brackets ESB signed in NMLS by the surety

What you will need

  • NMLS Unique Identifier
  • Last 12 months of state-by-state funded loan volume
  • Company financials and owner credit

How to get bonded

  1. Submit NMLS ID and target state list
  2. Carrier returns a per-state quote with surge brackets
  3. ESB signed in NMLS by the surety

Regulator: Michigan DIFS

Quote your Michigan Mortgage Lender bond

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Mortgage Lender bond requirements by state