Tech E&O Insurance
How is tech E&O different from regular E&O?
Tech E&O is professional liability written for technology work. It adds language for software defects, integration failures, and service-level shortfalls that a generic E&O form may not contemplate.
What We Do
Tech E&O Insurance
E&O purpose-built for technology businesses, software vendors, and platform operators.
Talk to an expert
Request a call with an expert. Tell us about your situation and we will follow up within one business day with next steps.
About technology errors and omissions
Tech E&O blends professional liability with technology-specific exposures: software defects, integration failures, downtime, and the financial harm a customer claims when your product did not perform as promised.
What this policy responds to
The core exposures this coverage line responds to.
Software defects, bugs, and integration failures
Service-level failures and downtime claims
Misrepresentation of product capabilities
Often bundled with cyber liability for full stack protection
Typical operators on this line
Who we most often place this coverage for.
Software vendors and SaaS platforms
Managed-service providers and IT consultancies
Hardware and connected-device companies shipping firmware
What this policy does not cover
Common gaps clients assume are included. These usually need a separate line or an endorsement.
Patent infringement (usually excluded or sublimited)
Bodily injury and property damage from your operations
A breach of your own systems without a cyber line
What drives the cost
Underwriters price this line on your specifics, not a flat rate. These are the factors that move a premium up or down.
Annual revenue and the contracts you sign
Whether tech E&O and cyber are bundled or separate
Your development and release practices
Limit, deductible, and claims history
Checklist
Tech E&O Insurance checklist
Tell us about your operation
Share what your business does, your revenue band, and the contracts or clients driving the need. This sets the exposures an underwriter will price.
We market your risk to carriers
Our agents take your profile to the carrier panel that writes this line, then compare terms, limits, and exclusions side by side.
Review quotes and choose limits
You see the options in plain language: what each policy covers, where the gaps are, and how the limit and deductible change the premium.
Bind coverage and get your documents
Once you pick a quote, we bind the policy and send your certificate and policy documents, usually within one business day.
Manage renewals and changes
As your business changes, we adjust limits, add endorsements, and handle the renewal so coverage keeps pace with your exposure.
FAQ
Frequently Asked Questions
What We Do
Why Cornerstone Surety Bonds for tech e&o insurance
- States covered
-
All 50
States covered
Filings, agents, and renewals everywhere you do business.
- Specialist assigned
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1:1
Specialist assigned
A real person who knows your filing inside out, start to finish.
- Surprise fees
-
0
Surprise fees
Transparent scope and quote up front. No add-ons mid-stream.
What We Do
E&O purpose-built for technology businesses, software vendors, and platform operators.
Cornerstone Surety Bonds
How we use AI
AI helps our bonding team work faster. Our specialists still own every call.
For Tech E&O Insurance filings, AI helps our team find the right starting point quickly and reuse data you have already given us, so the work moves without extra effort from you. A licensed Cornerstone specialist reviews everything before it leaves our hands. Your information stays on our infrastructure, not in a public LLM.
On Our Infrastructure
Our models run on Cornerstone servers, not public chatbots. Your business information is not sent to a third-party LLM or used to train anyone else's product.
An Assistant, Not an Operator
AI helps our bonding team start their research in the right place and surface the resources to look at. Specialists vet what comes back and make the call.
Less Duplicate Work for You
Atlas figures out what data each form needs, then reuses what you have already given us so the same question does not come around twice. That is how approvals come faster.
Explore More From Our Team
Tools and references our customers use most.
What We Do
Ready to price tech e&o insurance?
Share a few details and an agent will respond within one business day with the lines that fit and the carrier panel we plan to market to.