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Licenses Prepared and Filed by Seasoned Experts
Specialists with decades of licensing experience prepare and submit every filing on your behalf. You stay focused on the business.
Atlas by Cornerstone
Manage your licensing and bonds the easy way
Atlas brings every filing, renewal, and bond into one secure view so you always know what you have, what is due, and what is next.
- Atlas Vault: Store and download licenses, bonds, and riders instantly.
- Atlas Map: See coverage and state readiness at a glance.
- Due Date Tracking: Never miss a renewal or reporting deadline.
- Work History: Transparent logs of every step we take on your behalf.
Everything in one place
Every license, filing, and deadline in one view
Open Atlas and see your action items, filings due, completed work, and a live licensing map across every state you operate in. You always know where each filing stands: with the state, with Cornerstone, or waiting on you.
Action items
Always know what we need from you
Every request is spelled out with a due date, the document to review, and a note from your specialist. Upload files and message us right inside the task.
Due date tracking
Never be surprised by a due date
See exactly what is due in the days, weeks, and months ahead, so you never miss a deadline or face an unexpected lapse.
Transparency
Clear, Real-Time Ownership of Each Step
Filings move from prepared to submitted to issued in the portal as we work. You know what's on our desk, what's in the state's hands, and what we need from you. The full history of every action is searchable and exportable.
Atlas Vault
No more lost paperwork
Every license, bond, and supporting record lives in one place. View or download a single document or your entire portfolio the moment you need it.
Atlas Map
Coverage at a glance
Color-coded state map of every license you hold, every renewal coming due, and every gap to plug before you expand. Drill into any state for the underlying record.
Less time managing your licenses,
More time growing your business
We understand the importance of staying focused on your business, which is why Atlas was designed from the ground up to deliver an exceptional experience. An intuitive interface helps you find what you need with fewer clicks, in software built specifically for securely managing compliance documents.
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A Direct Connection With Your Dedicated Licensing Specialist
Every account has a named specialist. Reach them by phone, email, or directly inside Atlas. No tickets, no queue.
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Quickly and Easily Download All Your Documents
Every license, bond, rider, and supporting document lives in one searchable vault. Download a single record or an entire portfolio in seconds.
How we work
Judgment first, AI assisted
Atlas runs on one operating model. Software watches every date, intentional AI carries the repeatable cross-checking, and a named specialist owns every judgment call before anything reaches a regulator. Tools never file on their own, and people never burn hours on work a machine does better.
Software watches the calendar
Every deadline is tracked before anyone has to remember it
The moment a license, bond, or registration enters Atlas, its renewal date, reporting cycle, and bond expiry go on a tracked calendar with a named owner. Nothing depends on a person remembering a date.
The catch this prevents: a renewal window that opens earlier than last year's, noticed with months to spare instead of days.
AI does the cross-checking
Repeatable work is handled by tools built for it
Purpose-built software and intentional AI reuse the information you have already given us, pre-fill what can be pre-filled, and cross-check each filing against the state's current checklist. It runs on Cornerstone infrastructure, not public chatbots.
The catch this prevents: a state quietly adds a new attachment or fee to its renewal checklist, and the cross-check flags the gap before the filing goes out the door.
Specialists own the judgment
A person makes every call that matters
Your named specialist reviews every filing before it is submitted and handles the questions no tool should answer alone: a new state law, a changed fee cap, an examiner's letter, an officer change that ripples across other states.
The catch this prevents: one control-person change triggering amendment filings in other states, spotted and filed as a set instead of surfacing one deficiency at a time.
Our AI runs on Cornerstone infrastructure and never makes a filing decision on its own. Read how we draw that line .
Security and Compliance
Your Records, Handled the Way Auditors Expect
Encrypted Vault
Every document is encrypted in transit and at rest in the Atlas Vault.
Audit-Logged Work History
Every action is time-stamped and attributed, with an exportable audit trail.
Compliance-Minded Controls
Controls built around how regulators and auditors actually review a licensing operation.
Cornerstone gives us what we need, plus the confidence they have the right answer when we need it.
Cornerstone Surety Bonds
One of the nation's largest, highest-rated surety bond agencies
A lapsed license stops revenue. The whole point of this operating model is that it never gets that far: in 2025, 99.995% of our submissions went in on time.
- 99.995%
- On-time submissions in 2025
- 525,000+
- Filings completed
- 28
- Years in business
- 50
- States covered (plus DC)
Demo
Experience Atlas
Take an unguided tour of the Atlas portal. No sign-in, no sales call, just the real product.
Schedule a demo
See Atlas with a specialist
Want a walkthrough tailored to your portfolio? Tell us a little about your business and a specialist will reach out to book a time that works for you.
Regulatory Watch
Stay Ahead of the Rules
Recent rule changes, deadline announcements, and state agency updates we are tracking for you.
- Action Georgia Department of Banking and Finance GA Jul 13, 2026
Georgia Money Transmitter Penalty Rule 80-3-4-.01 Effective
Georgia rule 80-3-4-. 01 became effective July 6, 2026 and sets administrative fines tied to money transmitter violations.
- Action Virginia state legislature and state financial regulator VA Jul 5, 2026
Virginia full MTMA implementation becomes effective
Virginia's full implementation of the Money Transmission Modernization Act became effective on July 1, 2026. The change places Virginia among the states adopting more standardized money transmission rules on capital, surety bond, and permissible investments.
- Action Louisiana Legislature LA Jul 1, 2026
Louisiana Money Transmission Act Takes Effect
Louisiana enacted HB 1230 creating the Louisiana Money Transmission Act in Title 6, Chapter 13, effective July 1, 2026. Legislative materials indicate the law includes licensing provisions such as application investigation, fees, and surety bond requirements.
- Action Louisiana Legislature LA Jun 30, 2026
Louisiana enacts comprehensive Money Transmission Act
Louisiana enacted HB 1230, a new comprehensive Money Transmission Act signed on June 9, 2026. The law takes effect July 1, 2026 and replaces the prior framework with a broader licensing, supervision, reporting, net worth, surety bond, permissible investment, and authorized agent structure aligned with the CSBS model.
- Action Louisiana Legislature / Governor LA Jun 29, 2026
Louisiana Enacts New Money Transmission Act
Louisiana enacted a new Money Transmission Act through House Bill 1230, signed June 9, 2026, with an effective date of July 1, 2026. The law largely tracks the CSBS model and updates licensing through NMLS, quarterly call reporting, annual audited financials, net worth and surety bond standards, permissible investments, agent oversight, and enforcement authority.
Regulatory coverage
Want to see every industry we track, who we monitor for each one, and how often we refresh? Browse the full coverage hub.
See industries we cover →
Ready When You Are
See Atlas in Action
Talk to a Cornerstone specialist about putting Atlas to work for your licensing and bonds.