Regulatory Coverage
Every industry we serve, every regulator we track
Pick an industry to see the agencies that shape it, how often we refresh, and a state-by-state view of what it takes to operate.
How we stay current
A standing process, not a one-time scan
Regulators publish in dozens of channels. Our compliance team consolidates them on a fixed cadence so changes reach your filings without you chasing them down.
Step 1
Monitor
We watch federal agencies, state regulators, and industry bulletins on a fixed schedule. AI helps us notice that something changed; a specialist decides whether it matters.
Step 2
Review
A licensing specialist reads the source, compares it to the rule we currently apply, and writes the change up in plain English with a citation.
Step 3
Update
The change flows into the playbook every client filing uses, into Atlas, and into the per-state summaries on this site, usually within days.
Step 4
Deliver
Your account specialist applies the new rule to your next filing and surfaces it in your Atlas workspace so you can see what changed and why.
AI helps with the repetitive work. A person on our team signs off on every rule we apply. Read how we use AI →
Industries we serve
Pick an industry to see what it takes to operate
Each card lists the agencies we track for that industry, the cadence we review them on, and a recent change we already absorbed. The state-by-state link opens the interactive coverage map for that industry.
Cornerstone family coverage
Industries we also cover
Cornerstone Surety Bonds focuses on the industries above. The work below is covered elsewhere in the Cornerstone family; we will point you to the right fit.
- Financial Services & LendersA coverage stack built for licensed lenders, mortgage originators, MSBs, and the firms supporting them.
- Attorneys & Law FirmsPrograms built around lawyer professional liability and the operational risks specific to legal practice.
- Technology & SaaSTech E&O bundled with cyber for software companies, platforms, and managed-service providers.
- Construction & ContractingGL, workers' comp, builder's risk, and the surety bonds that pair with them.
- Healthcare & Life SciencesCoverage for medical practices, allied health, and life-sciences operators handling PHI.
- Professional ServicesConsultants, accountants, agencies, and advisors. The policies that protect the work you bill for.
- Staffing & PEO FirmsCoverage built for the dual-employer exposure that staffing agencies and professional employer organizations carry.
- Real Estate & Property ManagementPrograms for brokerages, property managers, and owners juggling premises, professional, and tenant exposure.
Recent changes we are tracking
A live look at the rule changes, deadlines, and agency bulletins our compliance team has absorbed in the last few weeks.
- ActionCSBSAug 8, 2026
Money Transmission Modernization Act (MTMA) Updates
The CSBS Money Transmission Modernization Act creates standards for capital, surety bond, and investment requirements for money transmitters.
- ActionGeorgia Department of Banking and FinanceGAJul 13, 2026
Georgia Money Transmitter Penalty Rule 80-3-4-.01 Effective
Georgia rule 80-3-4-. 01 became effective July 6, 2026 and sets administrative fines tied to money transmitter violations.
- ActionVirginia state legislature and state financial regulatorVAJul 5, 2026
Virginia full MTMA implementation becomes effective
Virginia's full implementation of the Money Transmission Modernization Act became effective on July 1, 2026. The change places Virginia among the states adopting more standardized money transmission rules on capital, surety bond, and permissible investments.
- ActionLouisiana LegislatureLAJul 1, 2026
Louisiana Money Transmission Act Takes Effect
Louisiana enacted HB 1230 creating the Louisiana Money Transmission Act in Title 6, Chapter 13, effective July 1, 2026. Legislative materials indicate the law includes licensing provisions such as application investigation, fees, and surety bond requirements.
- ActionLouisiana Legislature / GovernorLAJun 29, 2026
Louisiana Enacts New Money Transmission Act
Louisiana enacted a new Money Transmission Act through House Bill 1230, signed June 9, 2026, with an effective date of July 1, 2026. The law largely tracks the CSBS model and updates licensing through NMLS, quarterly call reporting, annual audited financials, net worth and surety bond standards, permissible investments, agent oversight, and enforcement authority.
Coverage in one workspace
See every license, bond, and renewal in Atlas
Atlas is where this coverage lives for you: every filing, every renewal, every regulator note tied to your business in one place.