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Illinois Credit Service Organization bond

Illinois Credit Service Organization

Illinois requires a $100,000 credit service organization bond.

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Direct answer

Do I need a credit service organization bond in Illinois?

Illinois requires a $100,000 credit service organization bond. Credit repair companies, credit counseling services, and debt management providers registered in states that require a CSO bond. Illinois Secretary of State, Index Department oversees credit services requirements in Illinois, including the bond filing.

Last verified July 29, 2026

Illinois Credit Service Organization bond, answered

How much is a credit service organization bond in Illinois?
Illinois requires a $100,000 credit service organization bond.
Who needs a Illinois credit service organization bond?
Credit repair companies, credit counseling services, and debt management providers registered in states that require a CSO bond.
Who regulates credit service organization bonds in Illinois?
Illinois Secretary of State, Index Department oversees credit services requirements in Illinois, including the bond filing.
How do renewals work?
See renewal details below.
How do I get bonded?
Send state and registration details Receive a per-state quote within one business day Bond signed and filed with the state regulator

What you will need

  • State of registration and registration number
  • Two years of business financials
  • Owner credit authorization

How to get bonded

  1. Send state and registration details
  2. Receive a per-state quote within one business day
  3. Bond signed and filed with the state regulator

Regulator: Illinois Secretary of State, Index Department

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Read the Illinois regulatory summary → Credit Service Organization bond in another state How the states compare: State of Surety Bond Requirements report

Credit Service Organization bond requirements by state