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North Carolina Credit Service Organization bond

North Carolina Credit Service Organization

North Carolina requires a $10,000 credit service organization bond.

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Do I need a credit service organization bond in North Carolina?

North Carolina requires a $10,000 credit service organization bond. Credit repair companies, credit counseling services, and debt management providers registered in states that require a CSO bond. North Carolina Attorney General (Credit Repair Services Act) oversees credit services requirements in North Carolina, including the bond filing.

Last verified July 29, 2026

North Carolina Credit Service Organization bond, answered

How much is a credit service organization bond in North Carolina?
North Carolina requires a $10,000 credit service organization bond.
Who needs a North Carolina credit service organization bond?
Credit repair companies, credit counseling services, and debt management providers registered in states that require a CSO bond.
Who regulates credit service organization bonds in North Carolina?
North Carolina Attorney General (Credit Repair Services Act) oversees credit services requirements in North Carolina, including the bond filing.
How do renewals work?
See renewal details below.
How do I get bonded?
Send state and registration details Receive a per-state quote within one business day Bond signed and filed with the state regulator

What you will need

  • State of registration and registration number
  • Two years of business financials
  • Owner credit authorization

How to get bonded

  1. Send state and registration details
  2. Receive a per-state quote within one business day
  3. Bond signed and filed with the state regulator

Regulator: North Carolina Attorney General (Credit Repair Services Act)

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Read the North Carolina regulatory summary → Credit Service Organization bond in another state How the states compare: State of Surety Bond Requirements report

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