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Virginia Credit Service Organization bond

Virginia Credit Service Organization

100× the standard fee ($5,000 min, $50,000 max)

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Do I need a credit service organization bond in Virginia?

100× the standard fee ($5,000 min, $50,000 max) Credit repair companies, credit counseling services, and debt management providers registered in states that require a CSO bond. Virginia Department of Agriculture and Consumer Services oversees credit services requirements in Virginia, including the bond filing.

Last verified July 29, 2026

Virginia Credit Service Organization bond, answered

How much is a credit service organization bond in Virginia?
100× the standard fee ($5,000 min, $50,000 max)
Who needs a Virginia credit service organization bond?
Credit repair companies, credit counseling services, and debt management providers registered in states that require a CSO bond.
Who regulates credit service organization bonds in Virginia?
Virginia Department of Agriculture and Consumer Services oversees credit services requirements in Virginia, including the bond filing.
How do renewals work?
Renews annually alongside the underlying license.
How do I get bonded?
Send state and registration details Receive a per-state quote within one business day Bond signed and filed with the state regulator

What you will need

  • State of registration and registration number
  • Two years of business financials
  • Owner credit authorization

How to get bonded

  1. Send state and registration details
  2. Receive a per-state quote within one business day
  3. Bond signed and filed with the state regulator

Regulator: Virginia Department of Agriculture and Consumer Services

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Researching Virginia requirements instead?

Read the Virginia regulatory summary → Credit Service Organization bond in another state How the states compare: State of Surety Bond Requirements report

Credit Service Organization bond requirements by state