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Tennessee Credit Service Organization bond

Tennessee Credit Service Organization

Tennessee requires a $100,000 credit service organization bond.

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Direct answer

Do I need a credit service organization bond in Tennessee?

Tennessee requires a $100,000 credit service organization bond. Credit repair companies, credit counseling services, and debt management providers registered in states that require a CSO bond. Tennessee Division of Consumer Affairs oversees credit services requirements in Tennessee, including the bond filing.

Last verified July 29, 2026

Tennessee Credit Service Organization bond, answered

How much is a credit service organization bond in Tennessee?
Tennessee requires a $100,000 credit service organization bond.
Who needs a Tennessee credit service organization bond?
Credit repair companies, credit counseling services, and debt management providers registered in states that require a CSO bond.
Who regulates credit service organization bonds in Tennessee?
Tennessee Division of Consumer Affairs oversees credit services requirements in Tennessee, including the bond filing.
How do renewals work?
See renewal details below.
How do I get bonded?
Send state and registration details Receive a per-state quote within one business day Bond signed and filed with the state regulator

What you will need

  • State of registration and registration number
  • Two years of business financials
  • Owner credit authorization

How to get bonded

  1. Send state and registration details
  2. Receive a per-state quote within one business day
  3. Bond signed and filed with the state regulator

Regulator: Tennessee Division of Consumer Affairs

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Read the Tennessee regulatory summary → Credit Service Organization bond in another state How the states compare: State of Surety Bond Requirements report

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