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Frequently Asked Questions

Why am I being asked to renew a bond when the corresponding license isn’t even in place yet?

The bond has to be in place to submit the application and must stay in place while the application for licensure is pending. Applications can take a long time to approve for a variety of reasons.

Even though there is not a statutory requirement for a bond in a given jurisdiction, I’d still like to obtain one. Can you help?

es, but the specifics will depend on the type of coverage you are seeking. License and Permit bonds, generally speaking, are unlike insurance because they are written in favor of the jurisdiction requiring the bond, not the bonded entity. Some alternative options could include a Fidelity Bond, Business Services Bond, or a Crime Insurance policy. Contact us for a quote or for more information.

Why do I have 2 NC collection agency bonds?

North Carolina requires 2 collection agency bonds for each collection agency license unless the licensee is domiciled in NC. 1 of the bonds is a standard $10k, and the other is variable.

What is a surety bond?

A surety bond is a financial guarantee that ensures the fulfillment of a contractual obligation or compliance with certain laws and regulations. It involves three parties: the principal (the party required to obtain the bond), the surety (the company providing the bond), and the obligee (the party requiring the bond)